Jumat, 06 Juli 2012

craigslist Jobs : Consumer Underwriter (Anaheim, CA)

Consumer Underwriter (Anaheim, CA)

Title: Consumer Underwriter
Location: Anaheim, CA

Candidates in this job are responsible for assessing the overall credit risk of loan transactions by thorough analysis of all loan components for consumer loan applications. Components include: credit report, all sources of income, analyzing the bank statements, ach bank information, type of loan program, FICO score, CDS score, residual income and fraud detail reports.

Responsibilities:
Review all loan components in the consumer loan application to include but not limited to completeness, accuracy and integrity while ensuring that documents are consistent and uphold to Company and industry guidelines. (i.e. qualifying income used is supported by documentation provided.)
Examine transaction to ensure compliance with all Cashcall consumer loan policies.
Implement and enforce fraud detection techniques. Request supplemental information/documentation as necessity dictates. Also, forwarding files to the fraud que for review when necessary.
Underwrite loan application within limits of credit authority based on capability to underwrite transactions involving varying levels of complexity and risk--Acquire a 2nd level underwriter when deemed necessary.
Recognize risk factors that may compromise the overall quality of the application request.
Execute prudent loan decisions and review loan conditions in a timely manner.
On average underwrite and disposition 50 consumer loans applications per day.
Every file must be reviewed to completion on the initial review, (application, credit, faxes, call logs all calculations) no matter the decision, unless an incomplete application was given.
Recognize types of documentation required for varying or unique circumstances. (e.g. Self-Employed borrowers, derogatory credit and non-traditional income sources, etc.)
Effectively communicate an engage proactively with loan agents, funders and servicing/collections in regards to loan decisions, assignment of loan conditions and possible loan scenarios.
Each underwriter is to uphold exceptional customer service.

Requirement:
Ability to be detailed oriented while working in changing working conditions
Knowledge of CDS Scores, FICO Scores, consumer loan applications, ACH transactions
Ability to analyze large amounts of financial data and the ability to document financial data accurately
Strong computer skills; Proficient with Microsoft Word, Excel, Power Point, Outlook
Ability to communicate verbally and in writing
Experience in Consumer Underwriter preferred


Unique Exclusive to YOU!
Medical, Dental, Vision 401K Plan
Casual Dress environment
Southern California Theme Park Attraction Discount Program
Shopping and Entertainment Discount Program
Casual and supportive work environment
Onsite Caf
Onsite basketball courts

Salary $42k to $66k/year DOE


Founded in 2003, CashCall, Inc. has grown to become one of the nation's premier consumer finance lenders. Headquartered in Anaheim, California, the company employs over 1,200 lending professionals, each dedicated to providing exceptional customer service.

CashCall has been able to simplify and streamline the loan process, through the seamless coordination of online and offline services to make the process faster, easier and hassle-free.

To apply online, please visit: https://www7.ultirecruit.com/CAS1008/jobboard/NewCandidateExt.aspx?__JobID=166



  • Location: Anaheim, CA
  • Compensation: Salary $42k to $66k/year DOE
  • Principals only. Recruiters, please don't contact this job poster.
  • Please, no phone calls about this job!
  • Please do not contact job poster about other services, products or commercial interests.

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